Defined Benefit Calculator

Model a classic public sector defined benefit pension using the 1/80 pension and 3/80 lump sum planning approach.

Enter a valid salary.
Enter service years.
Enter retirement age.
Annual pension€0
Lump sum€0
Monthly equivalent€0
Summary:

What to watch

Defined benefit estimates usually look strongest when salary is stable and service is long, but retirement age adjustments can still materially change the result. Use this page alongside the Early vs Late Retirement comparison to see the effect of leaving sooner.